Did you just say that you are planning to get an eyelid surgery however, you don’t have sufficient fund to afford such expensive procedure. Aside from that, it is not anymore covered by your insurance policy. What’s the best thing to do?
It is more difficult now to invest your savings away just to pay your elective surgery. However, because of the economy, most surgery clinics are looking for ways to provide loans to possible patients which have guaranteed financing by means of their partner credit companies. In addition to that, you can pick from the list below which financing options suits you:
Medical or health credit cards
As of the moment, medical credit cards are the newest wrinkle to borrow lovely eyes. It is now a booming business that covers only medical expenses. Most of the time, it is offered by cosmetic surgery clinics as a financing option to their patients.
Do your homework first before getting the card. Take time reading the terms and conditions. Always remember that the job of the surgeon is not to identify whether his/her patient could afford the eyelid surgery, Instead communicate whether such procedure could obtain the goal of the patient. Restore the health of your eyes now. Be amazed with your droopy eyelid surgery before and after taken by Dr. Naveen Somia with the right financing option at your side.
Lines of credit and home equity loans
If you haven’t heard this yet, these are loan types, which is against your home equity which have interest based on the recent mortgage rates. This can be accessed right away and more affordable especially for homeowners. The interest is known to be tax-deductible.
Regular credit card
You could apply for new card which have 0{d84ed67812836a7ab8b0617f44fd8ae984b59c5481e2fe1cc6dda6a4410ac05d} introductory rate or just use your existing APR-credit card. Though this card has a reasonable interest rate, it can be an inexpensive way to settle your surgery expenses while building or maintaining your credit.
Cash savings
In pertains your money safely kept in the bank. It is a good option since you don’t need to pay for interest or borrow anymore. But of course, you should know the fact that your saving will decrease. Alternatively, you can just save money every month until you complete the cost for your future surgery.
Credit companies
For a rule of a thumb, if you want to make sure that you will get the best surgeon for the eyelid surgery procedure, you need to work with clinic that are affiliated with a credit company.
The term Is effective 30 days after the date of approval. It covers member of the family whose ages are 18 and below. As of the payment, you will be given date options to pay – 1, 5, 10, 15, 20 or 25 of the month on your most convenient time.
So if you are looking for a partner in resolving your problem about droopy eyes or eye bags, you can always count on the credit of local state credit company. Do not endure the drawback of having sagging eyelids if you can afford to correct them. Get in touch with Dr. Naveen Somia to get started.